Value-engineered
$200/sf
$500K
Tight floor plan, builder-grade finishes
Realistic mid-finish
$290/sf
$725K
What most clients actually build
Stretch / fully loaded
$445/sf
$1113K
Premium finishes, designer details
What drives cost in Florida
High-wind code (HVHZ in South FL), impact glass, and concrete-block walls are non-negotiable cost drivers.
- Climate zone
- Hot-humid, 1A/2A
- Typical permit window
- 3–7 months
- Cost range (per sq ft)
- $200–$445
- Total for 2,500 sf
- $500K–$1113K
How to use these numbers
- →These are planning ranges, not bids. A builder bid varies with site, finishes, and timing. Use this to know whether you're in the right ballpark before you spend a dollar.
- →Add land separately. Florida land prices vary 10x between rural and metro. Budget land independently.
- →Most clients land mid-tier. If you're imagining "modest custom," that's the mid range, not the low one.
- →Carry 10% contingency on top. Already included in our ranges, but worth knowing.
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