Value-engineered
$285/sf
$713K
Tight floor plan, builder-grade finishes
Realistic mid-finish
$410/sf
$1025K
What most clients actually build
Stretch / fully loaded
$630/sf
$1575K
Premium finishes, designer details
What drives cost in New York
NYC/Hudson Valley command Northeast premium; upstate is 30–40% cheaper. Code: 2020 ECCCNYS.
- Climate zone
- Cold, 4A–6A
- Typical permit window
- 5–12 months
- Cost range (per sq ft)
- $285–$630
- Total for 2,500 sf
- $713K–$1575K
How to use these numbers
- →These are planning ranges, not bids. A builder bid varies with site, finishes, and timing. Use this to know whether you're in the right ballpark before you spend a dollar.
- →Add land separately. New York land prices vary 10x between rural and metro. Budget land independently.
- →Most clients land mid-tier. If you're imagining "modest custom," that's the mid range, not the low one.
- →Carry 10% contingency on top. Already included in our ranges, but worth knowing.
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