Glossary · Finance

Cost-plus contract

Cost-plus is a construction contract structure where the buyer pays the actual cost of materials and labor plus an agreed builder fee.

Cost-plus is common on truly custom homes because the design is too unique to price as a fixed lump sum. The buyer sees real invoices; the builder is paid a fee on top.

Cost-plus rewards transparency but exposes the buyer to cost overruns. Some builders cap the upside ("cost-plus, not-to-exceed") to give the buyer the best of both worlds.

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